Workers Compensation

Chiropractic is an excellent means of dealing with workers compensation issues. If there's an injury on the job and you've gone down the traditional medical road to be treated, it may be time to give chiropractic a try. Chiropractors are professionals at dealing with underlying issues that potentially could be missed by medical doctors. Locating the source of your injury could be the difference between fixing an issue and living with something for a long period of time.

In addition to being professionals at uncovering underlying issues, chiropractors handle the healing process without the need for addictive pain pills and potentially risky surgery. If you've been injured at work, make sure to go see a chiropractor for an initial consultation.

Injured on the Job? Do you know your rights?

1. You have the right to treat with the physician of your choice. Neither your employer, nor the BWC, nor the managed care origanization (MCO) can choose for you, or compel you to go to a particular doctor. You are free to select your health care professional as long as they are a Certified BWC prodider. If your employer is  self insured (as opposed to state funded), you may have to see the physician of their choosing, FOR THE INITIAL VISIT ONLY. After that, you are free to go wherever you choose. Some employers may pressure you to see a certain doctor, but one must ask, "why"?  Who is this doctor working for, the injured worker or the employer?

2. You have the right to change doctors anytime. You may change providers by providing the BWC with a written notice at anytime, however you may only have one physician of record at a time.

3. You have the right to see your doctor without any representative of your employer, the BWC, or a MCO present.

4. You have the right to file a claim with the BWC for injuries or a disease related disability sustained in the course of employment for up to a period of two years form the date of onset.

5. You have the right to necessary, on-going coverage under your BWC claim. Generally, your claim remains open for a 6 year period from the last date a medical bill was paid, for claims that have an absence of an award of compensation. FOr claims with an award of compensation (i.e lost wages, permanent partial disability, etc), the period extends to 10 years following the last date of payment.

6. You have the right to be represented by an attorney.

7. You have the right to appeal a decision made by your employer, MCO, or the BWC.

8. You have the right to any and all medical records and reports pertaining to you in the possession of your employer or its agents. The ORC 4113.23 requires your employer to provide you with copies of your medical records upon request, that it maintains on you.


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